Credit Analyst-Affordable Home Loan

IPDC Finance PLC

Requirements

Education

  • Bachelor of Business Administration (BBA)

Experience

    • 1 to 3 years
  • The applicants should have experience in the following business area(s): Banks

Responsibilities & Context

  • Review and carryout credit risk assessment of all proposals with different types of analysis (Bank statement, work order, Income statement, previous loan repayment behavior etc.) for auto loan independently and objectively and provide opinion.
  • Visit customer and their business locations to verify financial strength as and when required.
  • Interpret, analyze and assess loan Applicant’s credit data and financial information to determine the degree of risk involved in financing.
  • Liaison and coordinate with other stakeholders i.e., RM,  Operation department, Legal & another related Department.
  • Ensure compliance with internal policies, procedure and external regulatory requirements.
  • Valuation of the properties to be financed under AHL Scheme.

Skills & Expertise


Compensation & Other Benefits

  • Performance bonus,Provident fund,Weekly 2 holidays,Insurance,Gratuity
  • Festival Bonus: 2

Workplace

Work at office

Employment Status

Full Time

Job Location

Cumilla

Job Highlights

Identifying and analyzing credit data and financial information of borrower that applies for loans and to determine & mitigate the risk as well as prepare Credit Memo with the findings to help decision making. Subsequently review of files for AHL.

Company Information

IPDC Finance PLC

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Address:

Hosna Center (4th Floor), 106 Gulshan Avenue, Dhaka – 1212

Business:

IPDC Finance PLC. (IPDC) is first private sector financial institution in Bangladesh established in 1981. With over 40 years of operation, IPDC has played a significant role in developing Bangladesh’s industrial landscape. Today, IPDC is the fastest growing financial institution with the strongest balance sheet, catering to Corporate, SME and Retail market segments. In line with the business expansion plans currently underway, we are looking for passionate, tech savvy and innovative aspirants who can add value to our journey to live unbound. At IPDC, it’s not a job we offer, we offer a lifestyle.