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Credit Analyst/Senior Credit Analyst

SAJIDA FOUNDATION

SAJIDA FOUNDATION

 

SAJIDA FOUNDATION

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Summary

  • Vacancy: 03
  • Age: at least 40 years
  • Location: Anywhere in Bangladesh
  • Salary: Tk. 50000 – 60000 (Monthly)
  • Experience: At least 5 years
  • Published: 12 Dec 2024

 

Requirements

Education

  • Master of Business Administration (MBA) in Finance & Banking

Experience

  • At least 5 years
  • The applicants should have experience in the following business area(s):
    Banks

Additional Requirements

  • Age at least 40 years
  • Credit assessment capability
  • Skilled in loan selection

Responsibilities & Context

  • To analyze and evaluate loan proposal as per SF’s lending regulations and product program guidelines.
  • To evaluate the creditworthiness of prospective clients and projects and verify the information provided by the loan applicants by visiting the business premises physically.
  • Preparation and analysis of financial statements of different business in diverse industries.
  • Reviewing loan documents and ensuring accurate documentation against the credit granted.
  • Preparation and review the loan applications and recommendation of loan facility.
  • Responsible for quality of loan portfolio for the responsible regions.
  • To ensure collection from the clients in their designated region and help the responsible personnel in the process.
  • Overdue (OD) clients visit and assists the designated officers with the effective collection plan, if necessary.
  • Preparing monthly visited clients report, rejected clients report, Overdue (OD) clients report etc.
  • Maintaining effective communication with the supportive programs of SF.
  • To promote the organization at the field level and make efforts to establish good relations with the clients.
  • To assist on specific projects or tasks as per the management’s requirement.

Skills & Expertise

Analytical Skill

Client Relationship Management

Excellent communication skill

Good at Microsoft Word and Microsoft Excel

Loan Process

Reporting and Documentation

SME Loan

Compensation & Other Benefits

  • Mobile bill, Provident fund, Gratuity, Insurance
  • Festival Bonus: 2

Workplace

Work at office

Employment Status

Full Time

Job Location

Anywhere in Bangladesh

Job Highlights

  • Bank
  • Non-Bank Financial Institutions in Bangladesh
  • Credit assessment capability
  • Customer Relation

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