Mutual Trust Bank PLC

Summary

Vacancy: —
Location: Dhaka
Experience: At least 3 years
Published: 28 Apr 2025

Requirements

Education

Bachelor/Honors

A minimum of a Bachelor’s degree from a UGC-approved university is required, preferably with a background in Business. Candidates must not have any third division/class at any stage of their academic career.

Experience

At least 3 years
The applicants should have experience in the following business area(s):
Banks

Additional Requirements

Minimum 03 years’ experience as Credit Analyst/Financial Analyst in renowned Bank/NBFI

Responsibilities & Context

Initial assessment of proposal: Through checking documents and declare pre-visit pending documents.
Credit assessment and provide decision: Perform credit risk assessments and review the assessments on the credit proposals submitted by business end and make sound credit recommendations and decisions.
Client visit: visiting each and every client’s business premises to understand their business dynamics and assess their business strengths, risks and potential loopholes.
Preparation financial statements: Preparation of financial statements and credit appraisal with detail information about each customer.
Provide sanction approval: By assessing provide approval incorporation proper covenants.
Portfolio health management: By continuous portfolio analysis take financing decision into different sectors.
Raise Early Alert: Identify early warning signals in deteriorating credits. Stay current on major developments and changes in market conditions.
People development & learning: Regular training session for business or other stakeholders.
Productivity: Capacity building of sales force of respective branch areas to reduce the rejection rate and also to reduce the TAT and NPL.
PPG (Product Program Guideline) review for different SME products: Review and make recommendations to update different terms of PPG.
Capability to use Excel Based Credit Appraisal Template: Capability to use and to provide training to credit analysts and RMs how to use different appraisal templates.
Training to sales personnel and credit analysts: Loan application fill up, loan documents verification and credit assessment and how to assess clients.
Provide Insights to Higher Management: Review and analyze the delinquent portfolio to identify key causal factors and lessons, make recommendations to senior management for approval and track them to ensure adequate and timely closure.

Skills & Expertise

Excellent communication skill

Financial Analysis

Team player

Workplace

Work at office

Employment Status

Full Time

Job Location

Dhaka

Source link

To apply for this job email your details to admin@chakricircular.com