Branch Credit In-charge/ Credit Officer

Citizens Bank PLC

Citizens Bank PLC

 

Citizens Bank PLC

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Summary

  • Vacancy: —
  • Age: 28 to 40 years
  • Location: Anywhere in Bangladesh
  • Minimum Salary: Negotiable
  • Experience: At least 3 years
  • Published: 17 Dec 2024

 

Requirements

Education

  • Post-Graduation without having 3rd class/division in any examination.

Experience

  • At least 3 years

Additional Requirements

  • Age 28 to 40 years
  • Capable to provide quality customer service.
  • Knowledge on Corporate, Trade and Client Relationship.
  • Excellent skills in the assessment of credit risk, spread and analyze the financial statements.
  • Sound computer literacy.
  • Able to work in any place of the country.
  • Good communication and presentation skill preferably in English.

Responsibilities & Context

  • Illustrate high levels of customer orientation and professionalism in day to day conduct consistently.
  • Analytical ability with proper risk perception on different areas of Bank’s financing.
  • Reviewing of credit proposals to figure out the acceptability in terms of Bank’s risk appetite and credit policy.
  • Assessing clients’ financial status & evaluating creditworthiness and identification of risks and measures of mitigation.
  • Quantitative analysis with respect to evaluation of financial statements and ability of forecasting of business growth.
  • Ability of proper structuring of credit facility in match with the borrower’s financial capacity/cash flows.
  • Maintain updated records of loan applications.
  • Monitoring of repayment performance of the borrowers.
  • Preparation and timely submission of all kinds of related statement to the concerned authorities.
  • Well conversant with the Bank’s policy and financial products and constant updating on product features, procedures and processes.
  • Promote Bank products by providing consistent, accurate and transparent information to customers.
  • Ensure all service level agreements are being met consistently without fail.
  • Ensure adherence to cut-off times and deadlines.
  • Perform additional duties as and when assigned by the Management.

Job Level: Assistant Officer-Senior Executive Officer

Skills & Expertise

Credit Management

Workplace

Work at office

Employment Status

Full Time

Job Location

Anywhere in Bangladesh

Source link

To apply for this job email your details to admin@chakricircular.com