SHIMANTO BANK PLC

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Summary

Vacancy: —
Age: at most 50 years
Location: Dhaka
Salary: Negotiable
Experience: At least 15 years
Published: 5 May 2025

Requirements

Education

Minimum Master’s in any discipline (preferably in in Finance, Banking, Economics, Mathematics, Business Administration) from a reputed university.
Professional Qualification like CFA, FCA, FCS, FCMA, CIMA, ACCA will be given preference.
Candidates with 3rd division/class in any academic examination are discouraged from applying.
Educational requirements may be relaxed for highly experienced candidates.

Experience

At least 15 years
The applicants should have experience in the following business area(s):
Banks

Additional Requirements

Age at most 50 years

The candidate must have at least 15 years of Banking Experience preferably covering:-
- Core Risk Management
- Internal Control and Compliance
- Capital Management
- Branch Banking
- Core Banking System
- Risk-Based Certification
Minimum 3 years hands on working experience in Risk Management Division (RMD) and minimum 5 years in Credit Risk Management (CRM) Division.
Proven track record in credit management, risk mitigation, Capital management.
Networking and market intelligence.
Excellent communication and interpersonal skills.
Experience with strategic analysis and risk assessment.
An analytical mind comfortable with numbers.
Excellent organizational and leadership skills.

Responsibilities & Context

To oversee the development and implementation of the bank’s risk management functions as a primary role.
To support the Board of Directors/Board’s Risk Management Committee in its development of the bank’s risk appetite and for translating the risk appetite into a risk limits structure.
To actively engage with the management in the process of setting risk appetite and limits for the various business lines with a view to achieve bank’s overall strategic planning and monitoring their performance relative to risk-taking and limit adherence.
To contribute and participate in key decision-making processes (i.e. strategic planning, capital and liquidity planning, new products and services, compensation design and operation).
To perform periodic monitoring and analyses of portfolio performance and follow-up of exceptions, conditions, covenants, overdue, expired credit & documentation.
Analyze & Identify credit risk of allocated business segment (Corporate, SME, Retail).
Portfolio review of Corporate, SME, & Retail business.
To assist in the development of and manage processes to identify and evaluate business risks and control them.
To manage the process for developing risk management policies and procedures, risk limits and approval authorities.
To adopt proper financial protection measures through risk transfer, risk avoidance, and risk retention programs.
To provide opinion regarding extent of risk in case of credit proposal for big amounts (set by the bank) before submission to EC/Board for sanctioning;
To monitor portfolio health and ensure good quality asset growth.
To ensure proper compliance of Bangladesh Bank’s (BB) recommendations regarding risk issues including all core risks.
To provide a methodology to identify and analyze the financial impact of loss to the Organization, employees, the public, and the environment.
To implement Environmental and Social (E&S) safeguard for the asset portfolio.
To oversee the information security aspects for the bank.
To ensure disclosure of key performance indicators of the bank via Pillar III of Basel III accords.
To remain aligned and acquainted with other countries’ economic and financial positions.
Ensure adequate internal and external training on risk management issues for increasing efficiency of RMD officials.
To monitor the overall risk associated with Special Asset Management (SAM) accounts- credit, operational, market and reputational risks.
To ensure Bank’s policies for identifying, assessing and mitigating legal risks arising from customer disputes, regulatory actions and litigation.
To ensure risk policies for market risk, liquidity risk, interest rate risk and counterparty risk related to treasury activities.
Any other responsibilities assigned by the management.

Skills & Expertise

Risk Management

Compensation & Other Benefits

Negotiable.
Other benefits are as per Bank’s Human Resources Policy.

Workplace

Work at office

Employment Status

Full Time

Job Location

Dhaka

Job Highlights

CRO is accountable for establishing a risk management framework that identifies, evaluates, mitigates & monitors financial, operational, regulatory & strategic risks-ensuring Bank’s stability and full compliance with regulatory & governance standards

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