Credit Analyst- Corporate Credit, CRM Division (PO to SPO)

SHIMANTO BANK PLC

SHIMANTO BANK PLC

SHIMANTO BANK PLC

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Summary

  • Vacancy: —
  • Age: 33 to 38 years
  • Location: Dhaka
  • Salary: Negotiable
  • Experience: 5 to 7 years
  • Published: 22 Oct 2024

Requirements

Education

  • Minimum Graduation in any discipline (preferably in Business-Finance/Accounting) from any reputed university.

  • 3rd division or 3rd class in any exam are discouraged to apply.

Experience

  • 5 to 7 years
  • The applicants should have experience in the following business area(s):
    Banks

Additional Requirements

  • Age 33 to 38 years
  • Strong analytical skill·

  • Well conversant of credit risk management guideline of Bangladesh Bank.

  • Must have clear knowledge in Loan Structuring.

  • Excellent communication, interpersonal & presentation skills.

  • Strong Command over Microsoft Word, Excel & PowerPoint.

  • Requirements may be relaxed for relevant and experienced candidates.

Responsibilities & Context

  • Review and analyze credit proposals in both qualitative and quantitative ways to assess creditworthiness of the prospective customer.

  • To assess risk inherent in the credit proposal through visit and scrutiny documents and determine the pricing based on risks associated with the proposals.

  • To ensure efficient and effective delivery of assigned credit proposals analyzing risk standing in line with set account strategy, risk acceptance criteria and bank’s Risk Appetite Statement.

  • To structure the credit proposals and terms & conditions considering customers’ business conditions and Bank’s interest.

  • To ensure that the recommendation has been made in conformity with the Credit Policy, Guidelines and Credit norms of our Bank, Central Bank and any other regulatory agencies.

  • Regular monitoring and periodic review of concerning accounts and/or asset quality with thorough portfolio analysis.

Skills & Expertise

Corporate Credit

Credit Risk Management

Compensation & Other Benefits

  • Negotiable

  • Other benefits are as per Bank’s Human Resources Policy

Workplace

Work at office

Employment Status

Full Time

Job Location

Dhaka

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