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Credit Analyst, Retail Underwriting

BRAC Bank PLC

BRAC Bank PLC

BRAC Bank PLC

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Summary

  • Vacancy: —
  • Location: Anywhere in Bangladesh
  • Experience: At least 2 years
  • Published: 29 Oct 2024

Requirements

Education
Post Graduation/Graduation from a UGC-approved university with a satisfactory academic track record

Experience

  • At least 2 years
  • The applicants should have experience in the following business area(s):
    Banks

Additional Requirements

  • Two years of experience in a similar field or diverse experience across retail underwriting and retail lending product management is preferred

  • Expertise in knowledge of banking fundamentals, products and processes, compliance, and fraud prevention

  • Strong analytical skills for analyzing Retail Loan proposals as per bank’s policy

  • Good interpersonal and communication skills

  • Good command over exceeding stakeholders’ expectations

  • Strong and demonstrated knowledge of MS Office

  • Proficient in customer centricity, self-propelled, and capable of meeting deadlines

Responsibilities & Context

  • Assess and review all types of Credit Card and Salary Loan proposals as per Bank’s lending guidelines and regulations

  • Assesses the client’s requirement and repayment capacity using key financial indicators

  • Identify, calculate, and mitigate possible risk factors

  • Ensure compliance with internal policies and procedures as well as external regulatory requirements throughout the assessment process

  • Approve Credit Cards and Retail Loans as per delegation of authority

  • Ensure standard Turnaround Time (TAT) of file processing

  • Review existing PPG and Policy, recommend changes subject to market variables and regulatory requirement

  • Recommend, execute and assist other stakeholders in process improvement

  • Assist on specific projects or tasks assigned by management

  • Monitor and review portfolio trend, overdue analysis and share the findings

  • Attend and conduct meetings as per requirement

Employment Status

Full Time

Job Location

Anywhere in Bangladesh

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