Credit Risk Analyst-SME/Wholesale Banking (SO-SPO)

NRB Bank Ltd.

NRB Bank Ltd.

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Summary

• Vacancy: —
• Age: at most 40 years
• Location: Anywhere in Bangladesh
• Salary: Negotiable
• Experience: At least 5 years
• Published: 19 Mar 2025

Requirements

Experience

• At least 5 years

Additional Requirements

• Age at most 40 years

• Post Graduate from a highly reputed UGC approved University with a satisfactory academic track record. (However MBA/MBM or other professional degrees are highly desirable).
• 3 to 5 years of experience as credit risk analyst/Credit officer, preferably within banking or financial services.
• Expertise in financial statement analysis, credit risk modeling, and market risk assessments.
• High attention to detail, with an analytical mindset and problem-solving abilities.
• Up-to-date knowledge of regulatory requirements and banking industry trends.
• Good negotiation skills with different stakeholders

Responsibilities & Context

• Preparation of credit memorandums of the assigned Clients/ Accounts with all sorts of analytical analysis thereto & submitting the same to the approval authority.
• Identifying and analyzing inherent credit risk associated with the different clients and different sectors, where the clients are in operation.
• Assess the appropriateness of the debt structure and debt burden ratio to meet the commercial/personal needs of a company/individual.
• Preparing proposal summary for credit committee meeting, organizing the meeting as per HOCRM advice and circulation of the minutes.
• Follow-up with RM’s to ensure maintenance of quality credit assets and other issues relating to credit portfolios.
• Ensuring compliance of Bangladesh Bank and Internal Policies and meeting all audit requirements of own portfolio.
• Presenting financial / industry analyses using financial projections and models.
• Conducting collateral / factory / inventory visit etc. along with business unit as per terms of approval and prepare reports thereof.
• Other special assignments as and when required by management of the Bank.

Workplace

Work at office

Employment Status

Full Time

Job Location

Anywhere in Bangladesh

Job Highlights

NRB Bank PLC is one of the emerging commercial banks in the country aspiring to be a progressive, market driven, compliant & technology driven bank in Bangladesh.

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