DBH Finance PLC
Requirements
Education
- Masters
- Should be Post Graduate in any discipline preferably in Business Administration / Business Studies / Economics with high academic achievement.
Experience
- At least 10 years
Additional Requirements
- Age At most 40 years
- Candidates must have experiences of at least 10 years in the areas of Credit Appraisal/ CRM preferably in Home Loan with any reputed Bank/Financial Institution.
- Must have working knowledge in credit documentation & proposal, implementation of CRM guidelines, CRG techniques, project evaluation, accounting & financial reports including a deep understanding of the real estate market.
- Must have proven ability to make sound and risk-based decisions regarding credit approval.
- Familiarity with local laws and regulations governing the real estate & property transfer act and financial sectors in Bangladesh.
- Must have excellent analytical, problem-solving, decision-making, leadership and interpersonal skills.
- Good command over written English.
Responsibilities & Context
- Review and analyze home loan applications including financial statements, credit reports, and other supporting documentation.
- Evaluate the creditworthiness of applicants, assessing their abilities to repay the loan based on income, debt, and credit history.
- Approve / decline loan files as per approving limits and also refer larger loan files to the higher authority based on established credit policies and risk parameters.
- Ensure all loan approvals are in compliance with internal policies, regulatory requirements, and legal standards.
Compensation & Other Benefits
The job offers a competitive remuneration and benefits package, with a career growth path for outstanding performers.
Workplace
Work at office
Employment Status
Full Time
Job Location
Anywhere in Bangladesh