SHIMANTO BANK PLC

Summary

Vacancy: —
Age: at most 45 years
Location: Dhaka
Minimum Salary: Negotiable
Experience: 10 to 12 years
Published: 27 Mar 2025

Requirements

Education

Bachelor of Business Administration (BBA)

Minimum Bachelor’s degree in any discipline (preferably in Business) from a reputed university.
Candidates with 3rd division/class in any academic examination are discouraged from applying.
Educational requirements may be relaxed for highly experienced candidates with a proven track record in SME banking.

Experience

10 to 12 years
The applicants should have experience in the following business area(s):
Banks

Additional Requirements

Age at most 45 years

Professional training in SME banking and credit risk management is preferred.
Strong knowledge of banking regulations and SME banking guidelines.
Proven track record in credit management, risk mitigation, and loan recovery.
Extensive network within the SME sector.
Deep understanding of commercial banking products, client management, compliance, and operations.
Ability to lead independently, make informed decisions, and manage stakeholders effectively.
Strategic thinking with expertise in transaction banking and business development.
Excellent communication and interpersonal

Responsibilities & Context

Business Growth & Strategy:

Lead the CMSME Banking Division and coordinate with branches to expand the CMSME client base.
Drive branch and Head office SME business teams (Advance, Trade Finance, Deposit) to achieve sustainable growth and acquire new customers.
Develop and implement a strategic sales approach that caters to the commercial banking needs of CMSME customers.
Portfolio & Risk Management:
Ensure proper utilization of credit facilities in CMSME accounts while maintaining high asset quality.
Monitor poor-performing SME loans and implement strategies for regularization, restructuring, or recovery.
Conduct periodic reviews of CMSME facilities to assess risk exposure and business viability.
Client Relationship & Business Development:
Identify and explore cross-selling opportunities across banking products.
Engage in direct customer visits to understand business operations, investment potential, and creditworthiness.
Strengthen relationships with SME clients through proactive engagement and customized financial solutions.
Regulatory Compliance & Policy Implementation:
Ensure adherence to Bangladesh Bank guidelines, internal policies, and regulatory requirements for SME banking.
Implement policies, circulars, and guidelines issued by Bangladesh Bank for SME banking.
Maintain accurate and timely reporting related to SME business activities.
Collaboration & Leadership:
Coordinate with other divisions and branches to ensure seamless business operations.
Provide strategic leadership and mentorship to the SME banking team.

Skills & Expertise

Business Development

SME

SME Banking

Compensation & Other Benefits

Negotiable·
Other benefits are as per Bank’s Human Resources Policy

Workplace

Work at office

Employment Status

Full Time

Job Location

Dhaka

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