United Trust (UT)
Requirements
Experience
3 to 6 years
The applicants should have experience in the following business area(s): Group of Companies, NGO
Additional Requirements
Age 28 to 40 years
Required Skills
Internal Audit
Risk AssessmentInternal
Control Evaluation
Financial Analysis
Microcredit Operations
Fraud Detection
Audit Reporting
MS Excel, Word & PowerPoint
Strong analytical and problem-solving skills
Excellent communication and report writing skills
Ability to work independently and under pressure
Experience Requirements 3–6 years of experience in Internal Audit.
Minimum 2 years’ experience in Microfinance/NGO Audit.
Experience with MRA-licensed Microcredit Institutions will receive preference.
Responsibilities & Context
Reports To:
Executive Director
Job Summary
We are looking for a dynamic and result-oriented Internal Audit professional to strengthen our Microcredit operations. The incumbent will conduct risk-based audits of branch operations, evaluate internal controls, ensure compliance with organizational policies and MRA regulations, identify operational and financial risks, and recommend corrective actions to improve efficiency and transparency. The role typically involves frequent branch visits, verification of loan and savings transactions, surprise audits, and timely reporting.
Key Responsibilities
Audit & Compliance
Conduct scheduled and surprise audits of microcredit branches.
Verify loan disbursement, installment collection, savings, cash balances, and member records.
Review accounting books, vouchers, ledgers, registers, and supporting documents.
Ensure compliance with organizational policies, MRA guidelines, donor requirements, and applicable laws.
Evaluate the effectiveness of internal control systems and recommend improvements.
Identify fraud, financial irregularities, operational risks, and control weaknesses.
Operational Audit
Audit branch operations, cash management, procurement, inventory, fixed assets, and administrative activities.
Verify physical cash, assets, stock, and security documents.
Assess branch performance and operational efficiency.
Ensure proper maintenance of loan files and member documentation.
Reporting
Prepare clear, evidence-based audit reports with practical recommendations.
Discuss audit findings with branch management.
Monitor implementation of corrective actions and conduct follow-up audits.
Maintain complete audit working papers and documentation.
Risk Management
Perform risk-based audits according to the approved annual audit plan.
Recommend preventive measures to minimize financial and operational risks.
Assist management in strengthening governance and compliance practices.
Other Responsibilities
Participate in investigations of suspected fraud or misconduct.
Support external auditors and regulatory inspections when required.
Perform any other audit-related assignments assigned by management.
Compensation & Benefits
Salary based on experience.
Festival Bonus.
Provident Fund.
Mobile Allowance.
Annual Salary Review.
Skills & Expertise
Audit reporting
Financial Analysis
Fraud Detection
Internal Audit
Microcredit
Microsoft PowerPoint
MS Excel
MS Word
Risk Management
Strong analytical and problemsolving skills.
Workplace
Work at office
Employment Status
Full Time
Job Location
Dhaka
To apply for this job email your details to apply@chakricircular.com