Manager/Associate Manager, Credit-Emerging Corporate

BRAC Bank PLC

BRAC Bank PLC

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Summary

• Vacancy: —
• Location: Anywhere in Bangladesh
• Experience: 3 to 7 years
• Published: 5 Feb 2025

Requirements

Education

Post Graduation/Graduation from a UGC-approved university with a satisfactory academic track record

Experience

• 3 to 7 years
• The applicants should have experience in the following business area(s):
  Banks

Additional Requirements

• Minimum 3 to 10 years of working experience preferably in Credit Risk Management/Relationship Management in Bank or Financial institutions
• Must have sound knowledge of Credit Appraisal, Financial Statement Analysis, ICRRS, Borrower Selection, Project Financing Evaluation etc.
• Effective communication and interpersonal skills
• Strong and demonstrated working knowledge of MS Office
• Proficient in customer centricity, self-propelled, and capable of meeting deadlines

Responsibilities & Context

BRAC Bank, a leading sustainable bank in Bangladesh, is committed to becoming the best bank in the country. It has pioneered SME Banking in Bangladesh and offers a comprehensive range of banking services to individuals and business entities. BRAC Bank stands out as a beacon of financial inclusion with solid financials, top credit ratings, and numerous accolades.

BRAC Bank seeks an ambitious, intelligent, purpose-driven, and enthusiastic individual for the following position in its Risk Management Division:

Manager/Associate Manager, Credit-Emerging Corporate

Grade: SO-SPO

KEY RESPONSIBILITIES:

• Perform evaluation of credit proposals submitted by Medium Business team, conduct necessary due diligence required for extending credit, prepare credit appraisal report and obtain Management approval for credit sanction.
• Conduct independent analysis of financial and non-financial data presented in credit applications. Identify core risks involved with a credit application and their mitigation plans. Optimize financing terms and security package.
• Ensure due diligence in every credit proposal with strict adherence to the internal policy & guidelines as well as regulatory guidelines in force.
• Conduct physical visit thoroughly and in an efficient manner to understand, verify and collect the relevant and critical information from client necessary for credit decision.
• Stay conversant of market & Industry information, maintain relationships with existing customers/market leaders to collect market feedback for any applying client.
• Deliver credit decision/approval within agreed upon TAT with business counterparts
• Ensure continuous monitoring of assigned portfolio, Periodic portfolio assessment, Follow-up delinquent/Early Alert Portfolio, monitor expiry of composite credit limits & expedite renewal activities.
• Effectively carry out any other assignments entrusted by the supervisor. Assist the Underwriting team in the process development initiatives such as development of risk models, credit analytics tools and overall process digitalization.

Employment Status

Full Time

Job Location

Anywhere in Bangladesh

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