NRB Bank Ltd.

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Summary

Education

Experience

Additional Requirements

5 to 10 years’ experience in Banks or reputed Financial Institutions in acquisition, assessment and management of Retail, Small and Mid-Segment asset clients.
Ability to analyze the Market and Industry
Must have adequate knowledge on credit.
Strong customer relationship skill with adequate knowledge on preparation of Retail & SME credit proposals.
Capability to complete loan applications, including credit analysis and summaries of loan requests & proposal presentation.
Good analytical, problem-solving & decision-making skills, leveraging both logic & creativity that translate information into actionable results while delivering high quality outcomes.
Marketing knowledge and selling ability of Retail & SME Products

Analyzing the credit loan file as per CRM/BB policy
Sourcing business for the bank.
Analyzing the financials of the Company
Assist Branch Manager to take decision regarding the credit proposals-
Identify credit risk of loan proposals, devise mitigation measures and ensure desired level of service delivery.
Visit new and existing clients to assess the credit worthiness, operational and financial performance of individual businesses as and when required and prepare visit reports.
Keep timely communication with different channels about shortage of documents in case of both processing & sanction of files.
Ensure smooth service by reducing credit file processing time.
To ensure cost minimization and maximize branch profitability
Pre-screening of Retail/SME Banking loan applications to prevent bank from any fraudulent activities
Coordinate and assist regulatory and other audits
To ensure compliance with existing AML policies of the bank & local directives to prevent money laundering and terrorism financing.
Continuously identifying areas of improvement and initiate action wherein necessary

Work at office

Full Time

Dhaka