SAJIDA FOUNDATION
Requirements
Education
- Master of Business Administration (MBA)
- Master of Business Management (MBM)
Experience
- At least 4 years
- The applicants should have experience in the following business area(s): Banks, NGO
Additional Requirements
- Age 26 to 45 years
- Quality of credit appraisal reports
- Portfolio-at-risk (PAR) and overdue ratio.
- Accuracy and timeliness of credit assessments.
- Compliance with credit policies and procedures.
- Loan portfolio quality and risk management effectiveness.
Responsibilities & Context
- Analyze loan applications and assess clients’ financial capacity and repayment ability.
- Review financial statements, bank statements, business performance, and other supporting documents.
- Conduct credit risk assessments and prepare credit appraisal reports.
- Verify customer information through field visits, reference checks, and due diligence.
- Evaluate collateral/security offered against loan facilities.
- Recommend approval, modification, or rejection of credit proposals based on risk analysis.
- Monitor the performance of existing loan portfolios and identify potential risk indicators.
- Ensure compliance with internal credit policies, regulatory requirements, and lending guidelines.
- Maintain accurate credit files and documentation.
- Support branch and business teams in maintaining loan quality and portfolio health.
- Prepare periodic reports on credit analysis, portfolio quality, and risk trends.
- Assist in reducing overdue and non-performing loans through proactive monitoring.
To apply for this job email your details to apply@chakricircular.com