Officer-Card Operations (JO to SO)

SHIMANTO BANK PLC

Requirements

Education

Bachelor/Honors

Experience

At least 3 years
The applicants should have experience in the following business area(s): Banks

Additional Requirements

Age At most 38 years

Both males and females are allowed to apply.

Candidates working in a centralized bank will be preferred.

Requirements may be relaxed for relevant and experienced candidates

Responsibilities & Context

Card Settlement:

• Manage end-to-end settlement of Debit, Credit, and Prepaid Card transactions under Visa, NPSB, Q-Cash, and other payment schemes.

• Ensure timely settlement of domestic and international card transactions and resolve settlement exceptions within prescribed timelines.

• Coordinate with member banks, payment schemes, correspondent banks, and other partners regarding settlement-related issues.

• Monitor settlement funding requirements and maintain adequate balances in settlement accounts.

• Oversee settlement activities for digital and alternative payment channels, including Internet Banking, mobile top-up, and other electronic payment services.

• Supervise chargeback and dispute settlements, including Visa, ATM, IBFT, and Mobile Financial Service transactions.

Card Reconciliation:
• Supervise daily reconciliation of all card-related General Ledger (GL) accounts and settlement accounts maintained with partner and correspondent banks.

• Ensure reconciliation between the Core Banking System (CBS), Card Management System (CMS), and accounting records.

• Resolve unreconciled entries, settlement discrepancies, and aged outstanding items within established timelines.

• Monitor reconciliation of Credit Card and Prepaid Card transactions, including fees, adjustments, reversals, and account balances.

• Prepare MIS, and management reports relating to settlements, reconciliations, and card business performance.

• Ensure compliance with Bangladesh Bank regulations, payment scheme rules, internal policies, and established operational control procedures while leading the team and supporting process improvements.

Skills & Expertise
Card Settlement
Credit card reconsilations
Account Reconciliation

Compensation & Other Benefits

Negotiable.

Other benefits are as per Bank`s Human Resources Policy.

Workplace

Work at office

Employment Status

Full Time

Job Location

Dhaka

To apply for this job email your details to apply@chakricircular.com