Bengal Commercial Bank PLC
Requirements
Additional Requirements
Age At most 45 years
4 years Graduation/ Post-Graduation from any reputed university with no Third Division/Class
Minimum 02 years’ experience in Medium/ Emerging Corporate business in a reputed banks/ FIs
Strong knowledge in banking/ financial services, SME products and compliances Knowledge on regulatory framework, Credit Appraisal, ICRRS and Prudential Guidelines on SME Businesses
Well round knowledge of the Bank’ s operations and processes and excellent knowledge of credit policies and procedures
Experience of working in centralized environment and real time on-line banking will be an added advantage
Excellent interpersonal, public relationship, team building and people management skills
Excellent communication & interpersonal skills
Sufficient knowledge to operate Microsoft Office Applications
Responsibilities & Context
To achieve set Medium/ Emerging Corporate Business Asset & Liability targets in terms of sales volume and number of accounts to develop own portfolio
Maintaining quality asset through effective retention and prioritizing relationships, having appropriate relationship management plan & taking consultative approach to understand client’ s objectives, effective identification of financial needs, offering financial solutions
To develop sales strategies for product channels and managing existing portfolio health
Monitor proper utilization of investment facilities in Medium/ Emerging Corporate accounts and maintain the quality of risk assets and ensure periodic review of the facilities
Prepare proposal through evaluating customer investment applications using a range of criteria including purpose of application, investment viability, customer payment history, customer credit-worthiness etc.
Maintain an in-depth knowledge of the customer’ s business through regular customer visits and industry research
Monitor non-performing investments and decide on appropriate strategies and plan to liaise with recovery activities.
Ensure compliance with internal policies and procedures and external regulatory requirements
To follow and maintain the compliance of all types and policies of the competent authorities
Compensation & Other Benefits
Bengal Commercial Bank PLC. offers excellent compensation & benefit packages
Workplace
Work at office
Employment Status
Full Time
Job Location
Anywhere in Bangladesh
To apply for this job email your details to apply@chakricircular.com